Thanks for reviewing Sky Blue Credit Repair as we’ve been hearing mixed things about the company. We’ve read lots of reviews but your review has been the most comprehensive and informative. It really seems to be a minefield when it comes to choosing the best credit repair company. I need to repair my credit rating as I want to buy my first home…I think I will Sky Blue a try.
Learn critical points of the CROA, the FCRA and the FACTA laws. The complete texts are included in the CCRS™ Independent Study Guide (ISG). Also learn what a credit report review/repairer is and what they do. Discover if your profession is among those on the list of who need CEUs available to those enrolling and completing this exciting and beneficial program. Are among the types of professionals who may benefit from the enhancement to your experience with the CCRS™ training? If you said yes, please read on.
However, don’t believe a collector if they say they have ways of ruining your credit game forever. That’s just not true. Nothing you do can get you kicked out of the credit game forever. Any penalty you encounter will only set you back. But you can offset these setbacks by taking positive actions that help you move forward. So even if your period of financial distress puts you back at Square One, you can start again and get right back in the game.
"I went and got a new car in Feb 2013 signed the contract and drove off with my new car. A few weeks later I get a call that the financing had fell through or that's what I was told so I returned the car after realizing it wasn't worth it with an interest rate at 22%. I decided to go ahead and start the process of having a house built but found out my credit score had been knocked down by 100 points so I called CreditRepair.com. I'm so happy with the outcome - I can't wait to see my results for the month of April."
"I like that some things are coming off but I don't like the fact that sometimes only one negative item is being challenged at a time. I also don't like that some of the things that are being disputed are not showing as being challenged and show as pending and the rep can't explain why or fix it. I will do this only for a few more months and see if anything changes. I have several family and friends waiting for my feedback before using this service so we will see how it goes."
You might be used to checking out at a store and being asked if you’d like to open a credit card. While these credit cards come with really high interest rates and are great tools to tempt you into buying items you don’t need, there is a big perk to store credit cards: they’re more likely to approve people with low credit scores. Just be sure to only use the card to make one small purchase a month and then pay it off on time and in full. Unsubscribe to emails about deals and don’t even carry it around everyday in your wallet if you can’t resist the desire to spend. Read more here.
Price: Like many streamlined credit repair service, Pyramid only offers one option for service at $99 a month. You can also sign up for a couples plan for $198 a month, which also includes 50% off the first month of service. On the plus side, there is no initial fee, so Pyramid is free to use for the first 5 to 15 days, depending on what state you live in.
The credit industry is built on the idea of trust between a lender and a borrower. As we mentioned above, thousands upon thousands of people truly have no idea how the credit industry function. Considering this, before we dive into learning how to repair credit fast, we are going to share some pertinent information that will be useful for fast credit repair. For a metaphorical example, let’s say you have a friend who is seeking to borrow $500 to purchase some new electronic that was recently released. Before you lend your friend the money, you develop a payment date, this way you can anticipate a return of your capital. Once you agree upon a specified date, you trust that your friend will return the money on time. However, when that friend does not return the money on time, it can be frustrating and stressful, causing lenders to charge fees, known as interest rates, to motivate the individual to fulfill their end of the bargain. This is precisely how the credit industry functions – but on a much larger scale.
"I consider myself thorough and cautious. Having a MBA and a law degree gives me a little perspective on process and structure of information. I love CCA's program. It provides anyone who's interested in becoming a credit consultant the exact process, forms, letters, knowledge, credentials and simply all that is needed without investing tons of cash. The quality and value of the information is second to none in my opinion; the helpdesk is amazing and is the missing link to advancing in this business too. We added a specialized credit service to our company and paid a lot with another organization, but something was missing. We were not as confident in our knowledge of the process but knew the software well. I realized that basically we were only paying to learn how to use a software program but not provided the total insights truly needed on credit improvement to be as effective. I avoided CCA because the others were much higher and I felt maybe they were better. After completion, I realized that it was a mistake to think this and took a second look at CCA. Just know that they are higher in price because of the cost of the software, not the credit repair information or training. The software was good but I needed to understand the process better and CCA was complete and the helpdesk was simply amazing. We could have save thousands but glad we got on board when we did. We send our team members here to learn the process too. Take my advice and learn the credit repair process first, then get the software of your choice second and not the other way around. Jim of CCA tried to share this with me last year before I made that other purchase, but I chose that software package anyway. I would have chosen differently knowing what I know now. I hope this review helps someone to choose CCA for the credit repair process and training first and buy a software program of your choice second. Thanks CCA." -AJ